Monday, September 8, 2008

Why Choose Visa Credit Card

By Andy Fah


To some people credit card is considered as a must have item in one's wallet. It has sort of becoming a trend in today's modern world. If you recall clearly, few years ago credit card is associated with the rich and glamour people. It does not seem the case for today. This plastic money, as some might categorized it, functions essentially in modern society. There are various types of credit card offered by different company in the market.

One of the famous and majorly used buy people around the world is Visa credit card. What does it make so special compare to the other such as MasterCard, American Express etc? Not to say that the rivals are bad, but for me I found that Visa card offers exceptional convenience, reliability and flexibility compare to the others.

Let's say you're going on vacation or doing business trip overseas, you need not to worry taking out a lot of money to put in your pocket. You don't even have to. You can just rely on your card to pay all of your needs, mostly. It is a convenient to have Visa credit card as a replacement your money. Furthermore, it is acceptable in majority part of the world. More than 840,000 ATM accesses available for you to choose should the call for money arises.

If we talk about credit card, the one thing we worried the most is security. How safe are we when we use it for paying groceries at our local mart, filling up your car with petrol or up to the extent doing online transaction. There are crooks out there who might be faking our cards for their own benefit, leaving the hefty bill for us to pay at the end of the month.

Visa takes privacy and security of its cardholders very seriously. It protects members' card from any unauthorized use. For those who regularly utilize their credit card for online purchase, Visa provides an online service where cardholders can verify their cards. This is aim at avoiding any card misuse or potential fraud by irresponsible third party.

Verified by Visa card owner will have his or her own individual password. This gives a sense of reassurance when going shopping since only he or she will have the access to the password. If you purchase an item on online shop, a new window will pop up. You have to type your password in order to verify that you are the card owner before completing payment to the vendor. Never give or reveal your password to anyone.

This superb feature is available to you at zero cost. Go ahead and get yourself one. By the way, if the online store is not supporting Verified by Visa program, your Visa credit card can still be used for buying it. No need to key in your password.

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